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Toronto’s housing challenges are deepening, and policymakers are searching for new levers to improve affordability while maintaining a healthy housing market. Mayor Olivia Chow has recently proposed higher Municipal Land Transfer Tax (MLTT) rates on homes valued above $3 million, framing the measure as a way for wealthier buyers to contribute more toward the city’s fiscal needs. Luxury-home taxes are not new to Toronto, but each increase sparks the same debate: Will it make h

Why the GTA faces a housing shortage and how smarter design and planning can help deliver more homes.